Welcome to Wealthsimple! These Terms and Conditions ("Terms") govern your access to and use of the Wealthsimple website (www.wealthsimple.com) and all related services, including our investment advisory, brokerage, and other financial services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use our Services.
Wealthsimple is operated by Wealthsimple Financial Corp., located at 1 Adelaide Street East, Suite 200, Toronto, ON M5C 2V9, Canada. We are committed to providing transparent and accessible financial solutions. If you have any questions or concerns about these Terms, please contact our legal team at legal@wealthsimple.com or call us at 1-800-555-SAVE.
Your use of the Wealthsimple platform constitutes your agreement to be bound by these Terms. These Terms may be updated from time to time without notice. We will post the revised Terms on our website, and the effective date of the revised Terms will be indicated at the top of the page. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review the Terms periodically for changes.
If you are using our Services on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind that entity to these Terms. In that case, "you" and "your" will refer to that entity.
The Wealthsimple website and Services are intended for personal and non-commercial use. You agree to use the site and Services in a manner that is lawful, ethical, and consistent with these Terms. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately of any unauthorized access to or use of your account.
You agree not to:
The Wealthsimple website and Services, including all content, features, and functionality, are owned by Wealthsimple Financial Corp. and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or otherwise use any of our intellectual property without our prior written consent.
Wealthsimple and the Wealthsimple logo are trademarks of Wealthsimple Financial Corp. All other trademarks, service marks, and logos used on the site are the property of their respective owners.
The Wealthsimple website and Services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation of the site or the accuracy, completeness, or reliability of the information provided. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the site or Services will be uninterrupted, error-free, or free of viruses or other harmful components. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and data accuracy.
To the fullest extent permitted by applicable law, Wealthsimple Financial Corp. and its affiliates, officers, directors, employees, agents, and licensors will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Wealthsimple website or Services, even if we have been advised of the possibility of such damages. This limitation of liability applies to all causes of action, whether based on contract, tort, strict liability, or any other legal theory.
In no event will our total liability to you for all damages, losses, and causes of action exceed the amount you paid to us, if any, for accessing or using the Wealthsimple Services. This limitation is a fundamental element of the basis of the bargain between you and Wealthsimple.
Wealthsimple relies on various data sources to provide information. While we strive for accuracy, we are not liable for inaccuracies or delays in market data, news, or other information.
These Terms and your use of the Wealthsimple website and Services will be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms will be brought exclusively in the courts of Ontario, and you consent to the jurisdiction of such courts.
Wealthsimple Financial Corp. 1 Adelaide Street East, Suite 200 Toronto, ON M5C 2V9 Canada